The seemingly stringent – and laudable - requirements of a raft of supposedly protective laws from Fica to Rica have become an onerous burden on ordinary consumers. Meanwhile their very raison d’etre is eroded by the high-level government , criminal and business fat cats who seem exempted. This woeful imbalance not only opens door to mega-bucks corruption, but foments the mounting rage as the little guy suffers and the powerful and well-connected thrive.